You will get 3 times more for your injury claim if you go through a lawyer rather than dealing with the insurers themselves. It will cost you nothing.
Source: The Financial Services Authority
If you let the insurers deal with the repair through their “approved network” of garages, there is a 50% chance the repair will be sub standard.
Source: Competition Commission Survey 2013
If you are not at fault and claim on your own insurance for repairs or hired car, you will have to pay your excess, and your no claims discount and future premiums will be affected until and unless your insurer recovers in full from the at fault driver.
Ronald Conway is a Fellow of the Association of Personal Injury Lawyers.
*Replacement Car Service
Our replacement car service is currently available for Glasgow and Edinburgh areas, the central belt, midlands, south and west of Scotland. We are working on extending this service to provide coverage in other areas of Scotland.